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A quirk of geography steered us to the McBaine-to- Rocheport section of the trail. This 9-mile stretch, perched along the edge of towering limestone bluffs and following the meanders of the Missouri River, is generally regarded as one of the most scenic portions of the 225-mile trail.

The diversity of users has created an economic boon along the trail -- literal and figurative cottage industries. Bed and breakfasts, catering to riders, are flourishing along the trail.

"I can't give you a dollar figure," Holst said. "Anyone that was in this area before the trail was developed, it's a very stunning change.

"A lot of towns along the trail were railroad towns. When the railroad left, a lot of them were in poor shape. A lot of businesses have developed for Katy Trail users, bed and breakfasts, wineries and bicycle shops. Many of these towns have kind of redeveloped because of the trail."

There are restrooms and shelters located along the trail, but most amenities are offered privately.

"That is one of the things the Department of Natural Resources has stressed," Holst said. "We encourage private businesses to provide services to the users."